FAQ And Insurance & Protection Plans

Down payments are excellent ways to lower your monthly payment but are not typically required for a purchase.

Mississippi sales tax rate is 5% applied to the net purchase price of your vehicle (price after dealer's discounts and trade-ins.)
In Mississippi, you pay privilege tax, registration fees, ad valorem taxes and possibly sales or use tax when you tag your vehicle. Registration fees are $12.75 for renewals and $14.00 for first time registrations. All the other taxes are based on the type of vehicle, the value of that vehicle, and where you live (city, county).

Our purchase methods include leasing, traditional financing, and cash payments. Turan-Foley has many direct relationships with banks and institutions under which we may be able to offer a better financing rate than if you dealt with the bank or institution yourself.

Customers might be concerned about the degree to which their credit rating might affect their buying power, sometimes believing their credit rating is not good enough for the purchase of a new vehicle, when, in reality, it may be just fine. Our sales associates provide an assessment of your credit.

Most of our lenders have a college graduate program. Some stipulations will apply. This could qualify you for preferred finance rates.

It can sometimes be a surprise to discover that the value your insurance provider places on your vehicle may be a good deal less than the amount you owe. The difference is referred to as the "gap," and if your vehicle is stolen, damaged beyond repair, or otherwise declared a total loss-it's you who must make up the difference, crossing the "gap."

GAP (Guaranteed Auto Protection) insurance will cover the difference between the loan balance and what your insurance company pays you. It also helps cover the deductible on physical damage insurance.

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Yes, and with the rising cost of parts and labor, along with the increased technology of today's cars and trucks, it is more important than ever to protect your investment by having one.

Available on new and qualified used vehicles, a service contract protects you and your budget by paying the costs of parts, labor, and sales tax on a covered repair (a small deductible may apply).

In addition to mechanical breakdown coverage, policies also provide non-repair benefits and coverages such as towing, vehicle rental, trip interruption and roadside assistance.

Learn more about Ultimate Coverage | Learn more about Custom Coverage

Vehicle service agreements are typically sold before the manufacturer's factory warranty expires and at the time of financing. However, you may talk to any sales associate or service advisor in the dealership at any time to learn about or purchase a service agreement.

Think of it as having a healthy diet and regular exercise. Regular (and proper) maintenance can pay off in ways far beyond just extending the life and performance of your car. A well-maintained vehicle has higher resale value. The maintenance plan also insulates you against potentially costly repairs in the future, and it even has environmental benefits: a well-maintained vehicle consumes less fuel and has lower emissions. By pre-paying for oil changes and tire rotations at a discounted rate, you can save yourself both time and money.

No matter how well you drive, the road can be tough on your car. Lost keys, dings and tire damage from road debris are an inevitable part of everyday driving. Help keep your vehicle looking like the day you bought it with our Ultimate Vehicle Protection.

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No worries. The Safe-Shield Car Care System is a revolutionary three-part system designed to help your vehicle retain its value and good looks for years to come. This system protects the interior and exterior of your vehicle from normal wear and tear and guards against stains, road grime and the elements.

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